Chambers Financial Group
Wealth Management in Florida
I'm Curtis W. Chambers, CFP®
independent advisor and planner
I help individuals, families, and businesses work toward independence. My passion is investment management, retirement income and planning.
The world can be a rapidly changing and turbulent place. As a financial advisor, I address the monetary tides for my clients. We work towards seeing these trends move in the right direction.
We begin with the discovery of values and goals. Next, we develop a comprehensive, written plan. We use our Bridge Process™ to implement the portfolio and apply benchmarks and systematic reviews to monitor progress.
We focus on portfolio allocation, tax, Social Security, long term care, estate planning, and risk management.
I'm an independent advisor and Registered Representative affiliated with LPL Financial. I have served households in Pinellas County and across the United States for over two decades.
I earned a Master of Business Administration from the Olin School of Business at Washington University in St. Louis, and B.A. Cum Laude in English from the University of Arkansas.
Balancing Money Flow For A Balanced Life
We begin with a calculation of cash flow and current net worth. We develop a written plan that discovers and documents your values and long-term goals.
Next, we create a strategy for accomplishing them. Our purpose is to reflect your personal and family situation, risk tolerance, and future expectations.
We devise a short and long-term strategy for allocating assets. We work towards achieving specified investment goals.
These strategies include security selection, maintenance, and rebalancing. Our portfolios coordinate with retirement, income distribution, and estate planning objectives.
Review and Monitor
We conduct systematic reviews of our plan and portfolio. This includes analyzing holdings, asset allocation, and market outlook.
We benchmark results and make tactical adjustments. We also evaluate and update risk management, estate, insurance, and tax planning strategies.
Welcome to the Chambers Financial Group
I Am a CERTIFIED FINANCIAL PLANNER™
Most people think all financial planners are “certified,” but this isn’t true. Just about anyone can use the title “financial planner.” Only those who have fulfilled CFP Board's rigorous requirements can call themselves a CFP® professional.
CFP® professionals are held to strict ethical standards. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional.
Financial planning is a dynamic process. Your financial goals may evolve over the years due to shifts in your lifestyle or circumstances such as an inheritance, career change, marriage, house purchase or a growing family. As you begin to consider how best to manage your financial future, you should feel confident knowing that with a CFP® professional, you’re working with someone committed to providing the high standard of financial planning.
For more on the CERTIFIED FINANCIAL PLANNER™ certificate, visit the CFP Board at Let's Make a Plan.org.
Your Financial Life Shouldn't Be A Sea Of Confusion
How to Get the Financial Advice That's Right for You
Today Americans face an uncertain economy and more options for saving and investing than ever before. At the same time, they may be balancing multiple – perhaps competing – financial goals, from saving for college to protecting assets to planning for retirement. These realities make it easy to become confused or overwhelmed when trying to make the best financial decisions.
A financial plan – developed with a qualified financial planner – can help you navigate these decisions and take control of your financial future.
Bringing all the pieces of your financial life together is a challenging task, but CFP® professionals are trained to understand the complexities of the changing financial climate and to make recommendations in your best interest. Partnering with a CERTIFIED FINANCIAL PLANNER™ professional provides confidence today and a more secure tomorrow.
See full Kiplinger's article here.
Curt's Latest Vlog Update
How Did Investors Fare? Market 2020
The world changes at a rapid pace in these modern times. The market crash that occurred primarily in March 2020 is already one for the history books. We are now getting our first data on how individual investors fared during this tumultuous period, and to me, it was a shock. See our video here.
We Are Proud to Be Independent!
Why Does It Matter If Your Advisor Is Independent?
Many independent advisory firms are owned by the individual advisors who run them, so they forge deep, personal relationships and have a strong sense of accountability to their clients.
Key benefits of an independent advisor:
Customized financial guidance
A personal, responsive relationship
A simple, transparent fee structure
Expertise to support complex financial needs
Assets managed by an independent custodian