FAQs

A fiduciary is a financial advisor who is obligated to put your best interests ahead of their own. Fiduciaries are legally obligated to act in the best interests of their advisory clients.

Being an independent financial advisor is essential because it forms the basis of your relationship with your advisor. If you choose to partner with an independent financial advisor, you’ll get a transparent fee structure and customized guidance. Your advisor won’t be limited to what products they can offer since, as an independent financial advisor, they aren’t beholden to a larger corporation and its offerings.

Our transparent, fee-based structure aligns our compensation with your long-term goals. We offer fee-based asset management services as well as commissionable products, which allows us to design a custom solution that fits your financial needs and goals. This approach aligns the needs of the financial advisor with the needs of the client; the better the client does, the better the advisor does.

There’s no doubt the world is oversaturated with information claiming to be able to guide you on your financial path. However, the best these online resources can give you is a one-size-fits-all approach that doesn’t consider your specific needs. Doing it yourself means you won’t be able to test models against risks or make any changes based on real-life circumstances. We at Chambers Financial Group have specialized training and tools at our disposal to help prepare individualized plans for your exact life goals. You’ll have someone guiding you through the planning, implementation, and regular monitoring of your finances to help you pursue your goals.

Yes! While you’re working with Chambers Financial Group, you’ll have Curtis as a dedicated financial planner in your corner that strives to work best for you.

Curtis is proud to be an independent financial advisor associated with LPL Financial. 

LPL Financial (Nasdaq: LPLA) was founded on the principle that the firm should work for the advisor, and not the other way around. Today, LPL is a leader in the markets we serve,* supporting nearly 22,000 financial advisors, and approximately 800 institution-based investment programs and 500 independent RIA firms nationwide. We are steadfast in our commitment to the advisor-centered model and the belief that Americans deserve access to personalized guidance from a financial advisor. At LPL, independence means that advisors have the freedom they deserve to choose the business model, services, and technology resources that allow them to run their perfect practice. And they have the freedom to manage their client relationships, because they know their clients best. Simply put, we take care of our advisors, so they can take care of their clients.

*Top RIA custodian (Cerulli Associates, 2020 U.S. RIA Marketplace Report); No. 1 Independent Broker-Dealer in the U.S (Based on total revenues, Financial Planning magazine 1996-2023); No. 1 provider of third-party brokerage services to banks and credit unions (2020-2021 Kehrer Bielan Research & Consulting Annual TPM Report); Fortune 500 Company as of June 2021. LPL and its affiliated companies provide financial services only from the United States.

Years of experience allow advisors to navigate various market conditions and complex financial situations. This depth of knowledge ensures educated decision-making, tailored advice, and confidence built over time.

Personalized planning is tailored to your unique financial goals, risk tolerance, and life circumstances, while a one-size-fits-all approach applies a generic strategy to every client, missing out on individual nuances.

Goals-based planning focuses on helping you pursue your specific financial objectives, such as buying a home or retiring comfortably. Instead of just chasing market returns, it aligns your financial strategy with your life aspirations.

Holistic planning considers all aspects of your financial life, from investments to insurance to estate planning. Traditional planning may only focus on one area, such as investments, leaving gaps in your overall financial strategy. A holistic approach ensures a comprehensive and integrated plan.

While short-term wins are rewarding, long-term goals are essential for lasting financial security. Long-term planning focuses on creating sustainable wealth, while short-term gains can be more volatile and fleeting.

At Chambers Financial Group, we prioritize clear communication and accessibility. We offer multiple touchpoints, including in-person meetings, virtual consultations, and easy-to-reach support, ensuring you’re always in the loop and well-supported.