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Client Focused

Structured to Always Put Your Interests First.

At Chambers Financial Group, we are an independent, family-focused financial advisory practice committed to delivering personalized strategies tailored to each client's unique needs.

Small by design, we provide a personal touch that larger firms can't, helping individuals and families manage and preserve wealth while navigating the complexities of retirement. Our mission is to be a trusted partner, guiding you toward a confident and fulfilling financial future.

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Things To Consider When Hiring a Financial Advisor

What Is a CERTIFIED FINANCIAL PLANNER™ Professional?

A CERTIFIED FINANCIAL PLANNER™ professional goes through years of rigorous training, education, and exams to help individuals manage multiple aspects of their finances. A CFP® professional also has a fiduciary duty to act in the best interests of their client.

What is a fiduciary?

A fiduciary is a financial advisor who is obligated to put your best interests ahead of their own. Fiduciaries are legally obligated to act in the best interests of their advisory clients.

Why is being an independent financial advisor important?

Being an independent financial advisor is essential because it forms the basis of your relationship with your advisor. If you choose to partner with an independent financial advisor, you’ll get a transparent fee structure and customized guidance. Your advisor won’t be limited to what products they can offer since, as an independent financial advisor, they aren’t beholden to a larger corporation and its offerings.

How do financial advisors get paid?

Our transparent, fee-based structure aligns our compensation with your long-term goals. We offer fee-based asset management services as well as commissionable products, which allows us to design a custom solution that fits your financial needs and goals. This approach aligns the needs of the financial advisor with the needs of the client; the better the client does, the better the advisor does.

Can’t I just do this myself?

There’s no doubt the world is oversaturated with information claiming to be able to guide you on your financial path. However, the best these online resources can give you is a one-size-fits-all approach that doesn’t consider your specific needs. Doing it yourself means you won’t be able to test models against risks or make any changes based on real-life circumstances. We at Chambers Financial Group have specialized training and tools at our disposal to help prepare individualized plans for your exact life goals. You’ll have someone guiding you through the planning, implementation, and regular monitoring of your finances to help you pursue your goals.

Will Curtis be the only financial advisor working with me?

Yes! While you’re working with Chambers Financial Group, you’ll have Curtis as a dedicated financial planner in your corner that strives to work best for you.

Custom Financial Guidance, Centered on You

Financial Planning

Achieving your financial goals starts with a tailored plan. At Chambers Financial Group, you’ll work directly with Curtis, who understands your vision and creates a strategy to manage and preserve your wealth—all with your unique goals in mind.

Retirement Planning

Retirement is a journey that requires foresight and guidance. We work closely with you to design a plan supporting your lifestyle goals—before and after retirement—ensuring a well-prepared, confident future.

Investment Management

With personalized attention, we develop a custom investment strategy focused on growth, preservation, and long-term discipline. The goal is to keep you on track, free from market distractions, to reach your financial potential.

Tax Planning

Through proactive strategies and an understanding of tax law changes, Curtis aims to minimize your tax burden and better position your wealth, guiding you to make the most of your financial opportunities.

Education Planning

Whether for a child’s college or your own education, Curtis offers personalized guidance to build a strong financial foundation for a seamless transition into higher learning.

Meet Your Advisor

Our mission is to be a trusted partner, guiding you toward a confident and fulfilling financial future. Ready to experience financial advising with a personal touch?

Curtis W. Chambers

Founder and Registered Representative, LPL Financial

For over 25 years, Curtis W. Chambers has been a valued financial advisor in Pinellas County, building lasting relationships with clients through personalized service and experienced guidance. A bit of a traditionalist and part of the baby boomer echo generation, Curtis appreciates the professional touch of wearing a suit to work (even if that's not the norm today). His passion extends beyond finance, with a keen interest in staying up to date with an exciting and rapidly changing world, especially the latest industrial revolution: AI.

Curtis's passion for finance sparked early—back in ninth grade—when he read Paul Erdman’s bestselling novel, “The Crash of '79.” Later, as an English major, F. Scott Fitzgerald's books celebrating American enterprise solidified his interest in the field. Curtis graduated cum laude from the University of Arkansas and is a proud member of Phi Beta Kappa, the nation’s oldest academic honor society. His drive to help others led him to earn an MBA from Washington University in St. Louis (Olin Business School), one of the nation's premier business schools, further shaping his approach to personalized financial planning.

Recognizing the value of individualized financial advice, Curtis made a pivotal decision in 2009 to become an independent financial advisor with LPL Financial. This move allows him to provide personalized advice tailored to each client's financial goals. Being independent means Curtis isn't tied to any specific family of funds or investment products, allowing him to craft customized strategies from a wide array of options that best suit your needs.

Curtis lives in Largo with his wife and sons. He enjoys staying active through exercise, diving into a good book, and sharpening his strategic thinking through video games.

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Curtis Chambers University

At Chambers University, you have access to a variety of educational videos on a wide range of financial topics. These videos serve as valuable resources, helping clients gain a deeper understanding of complex concepts.